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TABLE OF CONTENTS DECLARATION ................................................................................................................... ii APPROVAL .......................................................................................................................... iii DEDICATION ...................................................................................................................... iv ACKNOWLEDGEMENT.....................................................................................................v TABLE OF CONTENTS .................................................................................................... vi LIST OF TABLES ............................................................................................................... ix ABSTRACT .............................................................................................................................x CHAPTER ONE .....................................................................................................................1 INTRODUCTION ..................................................................................................................1 1.1 Background to the study ....................................................................................................1 1.2 Statement of the problem ...................................................................................................5 1.3 Purpose of the study ...........................................................................................................6 1.4 Objectives ...